The Benefits of Having The Canadian Dental Care Plan

The highly anticipated rollout of the Canadian Dental Care Plan is underway across the country. The plan will provide dental coverage to uninsured Canadians with net family incomes below $90,000. Health Canada intends to cover up to one-quarter of Canadian residents without private dental insurance.

Benefits of The Canadian Dental Care Plan

Receive Coverage for Preventive, Routine, and Major Procedures

Covered procedures may include:

• Dental exams
• Cleaning and scaling
• X-rays
• Fluoride treatments
• Sealants
• Fillings and other cavity treatments
• Root canals
• Periodontal treatment
• Crowns and posts
• Dentures
• Oral surgery when medically necessary
• Some forms of sedation

Orthodontic treatment is not yet covered, but Health Canada will add it in 2025 for patients with strict medical needs.

Protect Your Oral and Overall Health

Patients who avoid dental care due to lack of insurance coverage or high out-of-pocket costs may suffer from health problems. Researchers link poor oral health to conditions like diabetes, heart disease, and pregnancy complications.

Enhance Your Quality of Life

Patients with compromised oral health often lack confidence and may have trouble accessing personal and professional opportunities. Regular dental care can boost patients' self-esteem and open doors in all areas of life.

Getting Coverage Under The Plan

Patients should know that not all oral health practitioners accept the Canadian Dental Care Plan. At Whitby Dental Studio, we take this plan and welcome patients who use it.

As the plan gradually takes full effect, more groups will become eligible for coverage. The program's website has the latest information on who is currently eligible to apply.

Taking Advantage of the New Plan

At Whitby Dental Studio, we are committed to protecting our patients' oral health for a lifetime. If you meet the criteria, we encourage you to apply for the Canadian Dental Care Plan. We are allowed access to work with the insurance plan administrators for you receive the care required. 

Frequently Asked Questions About The Canadian Dental Care Plan

Are there any copays or coinsurance with the Canadian Dental Care Plan?

Under the plan, copay percentages are tied to adjusted family net income. Patients with adjusted family net income between $70,000 and $89,999 will incur some copays. For patients whose adjusted family net income totals between $70,000 and $79,999, their copays could be 40% of the established fees. For patients whose income is between $80,000 and $89.999, copays could be up to 60%. Below $70,000, there could be some copay required. No policy is paid 100% percent at our office. 

Can I get coverage for my children?

The plan is now open to children under 18 living in families meeting income guidelines.

Call Whitby Dental Studio

If you have the Canadian Dental Care Plan, call our Whitby, ON, office at 905-666-2750 to determine how you can use your benefits with us. With your new coverage, we look forward to helping you achieve better oral health. Please note, we cannot submit predeterminations for coverage.